Is OpenAI trying to kill the iPhone?

Chuck Zodda and Mike Armstrong give their thoughts on news of OpenAI's Sam Altman linking up with former Apple diesigner Jony Ive to develop a new, secretive AI product that reportedly doesn't have a screen. So what could it actually be? Speaking of Apple, where do they currently stand in pursuit of strengthening their AI? Also, how do you know if a Roth conversion is right for you? Plus, more on the desperate need for more housing in this country and how to accomplish it.