Is Skipton's 5% fee product a ripoff? Charlie v Mortgage Broker Justin Moy

I'm very grateful to Justin Moy for offering to have this debate with me. He's the owner of Essex Homes and Lettings estate agency, who is also a mortgage broker.Watch this podcast on video: https://youtube.com/live/XYeIaNBXeQwHere's the video that kicked the hornets nest: https://youtube.com/live/ODRl6ce0QOM You can follow Justin on X (twitter) here: https://x.com/Moysie01You can follow Alex, Housing Stig, here: https://x.com/alexgroundwaterYou can find all my other links here: https://linktr.ee/movinghomewithcharlieSupport the showFollow me on X for daily updates: https://x.com/moving_charlie 🎥 Charlie's Golden rules videos forBuyers: https://www.youtube.com/watch?v=h6T-uZ28a80 Sellers: https://www.youtube.com/watch?v=W9oR28aWLOs  Offering: https://www.youtube.com/watch?v=iZaDs7uZ5Hw 🎥 Playlist of FTB advice - https://www.youtube.com/playlist?list=PLKomt2RI3JYnJ3imNEWjKGkszf_bzqDfe📧 E-mail template for cash offers - https://mhwc.co.uk/email-templates/suggested-email-offer-template-for-cash-buyers/ 📧 E-mail template for FTB mortgaged offers - https://mhwc.co.uk/suggested-email-template-for-first-time-buyers-making-an-offer-with-a-mortgage/ 💰Speak to Charlie’s recommended mortgage brokers - https://mhwc.co.uk/mortgage/🧑‍⚖️ Get a quote from Charlie’s recommended conveyancers - https://mhwc.co.uk/conveyancing/ ...