Is the American Dream Dead? (With Freddie Smith) episode artwork

EPISODE · May 20, 2026 · 1H

Is the American Dream Dead? (With Freddie Smith)

from The Personal Finance Podcast · host Andrew Giancola

Millennials and Gen Z are not broke because of laziness but a broken system. Here is what is actually going on and what you can do about it.  👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22  What You'll Learn in This Episode Why the American Dream playbook is broken and what replaces it Why luxuries got cheaper while necessities got unaffordable Why two EMTs could build a life in 1996 and cannot today The three-tier middle class divide and why your neighbor pays $55K less than you Whether buying a home in 2026 still makes sense and the two questions to ask first What is actually happening with Social Security and what to do about it The one lever that matters most when the system is working against you Start Here  Join the community built to help you master your money, stay accountable, and reach financial freedom.   👉 Try Master Money Academy FREE for 7 days today!https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit ⁠http://Indeed.com/personalfinance⁠ Policygenius → Free life insurance quote ⁠http://policygenius.com⁠ Chime → Get more rewarding fee-free banking at ⁠https://www.chime.com/PFP⁠ Monarch Money → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT ⁠http://www.monarch.com/PFP⁠ Shopify → Sign up for your one-dollar-per-month trial today at ⁠http://shopify.com/pfp⁠   Wayfair → Get 80% OFF on April 25th through the 27th ⁠http://wayfair.com⁠   DeleteMe → 20% off with code PFP ⁠https://joindeleteme.com/PFP20/ Tool/s Mentioned Trulia - https://www.trulia.com  Zillow - https://www.zillow.com  Uber - https://www.uber.com  Watch Next How Companies Are Quietly Robbing You! With Lindsay Owens https://youtu.be/WhfXVmC2DC0  12 Financial Rules of Thumb That Let You Spend More on What You Love https://youtu.be/36HG6VHnA08  How to RETIRE BY 30! (With Cody Berman) https://youtu.be/ffKv6M69SRI  How to Manage Your Money (and Still Enjoy Life) https://youtu.be/BWocw8B-xnY  The Housing Market Is Rigged (Here's How to Beat It) With David Sidoni https://youtu.be/ccXY6vTNJu0  Connect with Freddie Smith  TikTok → https://www.tiktok.com/@fmsmith319  Instagram → https://www.instagram.com/fmsmith319/  Linktree → https://linktr.ee/Freddiemsmith  Spotify →  https://open.spotify.com/show/2MyR1MAPyqDf6OwCrNwR4b  YouTube → https://www.youtube.com/playlist?list=PLVcu9rrANHgA6WY_tH1vtpA8V6uX1BI3C  Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: .Do you think the American Dream is still achievable for your generation, or has the system changed too much? Drop your honest take in the comments below.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Millennials and Gen Z are not broke because of laziness but a broken system. Here is what is actually going on and what you can do about it.  👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22  What You'll Learn in This Episode Why the American Dream playbook is broken and what replaces it Why luxuries got cheaper while necessities got unaffordable Why two EMTs could build a life in 1996 and cannot today The three-tier middle class divide and why your neighbor pays $55K less than you Whether buying a home in 2026 still makes sense and the two questions to ask first What is actually happening with Social Security and what to do about it The one lever that matters most when the system is working against you Start Here  Join the community built to help you master your money, stay accountable, and reach financial freedom.   👉 Try Master Money Academy FREE for 7 days today!https://mastermoney.co/join/ 👉 Join Andrew’s FREE Investing for Beginners Masterclass https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 👉 Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! https://expert-hustler-605.ck.page/6aa7bb9a79 Partner Deals Indeed → Get a $75 sponsored job credit ⁠http://Indeed.com/personalfinance⁠ Policygenius → Free life insurance quote ⁠http://policygenius.com⁠ Chime → Get more rewarding fee-free banking at ⁠https://www.chime.com/PFP⁠ Monarch Money → Up to  60% off | MEMORIAL DAY WAREHOUSE CLEAROUT ⁠http://www.monarch.com/PFP⁠ Shopify → Sign up for your one-dollar-per-month trial today at ⁠http://shopify.com/pfp⁠   Wayfair → Get 80% OFF on April 25th through the 27th ⁠http://wayfair.com⁠   DeleteMe → 20% off with code PFP ⁠https://joindeleteme.com/PFP20/ Tool/s Mentioned Trulia - https://www.trulia.com  Zillow - https://www.zillow.com  Uber - https://www.uber.com  Watch Next How Companies Are Quietly Robbing You! With Lindsay Owens https://youtu.be/WhfXVmC2DC0  12 Financial Rules of Thumb That Let You Spend More on What You Love https://youtu.be/36HG6VHnA08  How to RETIRE BY 30! (With Cody Berman) https://youtu.be/ffKv6M69SRI  How to Manage Your Money (and Still Enjoy Life) https://youtu.be/BWocw8B-xnY  The Housing Market Is Rigged (Here's How to Beat It) With David Sidoni https://youtu.be/ccXY6vTNJu0  Connect with Freddie Smith  TikTok → https://www.tiktok.com/@fmsmith319  Instagram → https://www.instagram.com/fmsmith319/  Linktree → https://linktr.ee/Freddiemsmith  Spotify →  https://open.spotify.com/show/2MyR1MAPyqDf6OwCrNwR4b  YouTube → https://www.youtube.com/playlist?list=PLVcu9rrANHgA6WY_tH1vtpA8V6uX1BI3C  Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Question for you: .Do you think the American Dream is still achievable for your generation, or has the system changed too much? Drop your honest take in the comments below.  Learn more about your ad choices. Visit megaphone.fm/adchoices

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Is the American Dream Dead? (With Freddie Smith)

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Millennials and Gen Z are not broke because of laziness but a broken system. Here is what is actually going on and what you can do about it.  👉 Join Andrew's FREE Masterclass The Portfolio Pyramid:...

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