Is the CRA About to Reduce Your OAS? What Canadians Need to Know Before Year-End

In this episode of the AskTMFG Podcast, Carlo Cansino explains how the July 2026 Old Age Security recalculation could quietly reduce the monthly benefit of well-prepared Canadian retirees, often without any letter, phone call, or warning. The conversation explores why OAS is recalculated quarterly rather than once a year, and why the "clawback" catches far more retirees off guard than just the very wealthy. We also walk through the strategies still available before December 31st like drawing on the TFSA, pension income splitting, timing major purchases, and income sequencing, to help shape the next clawback cycle and protect your benefit. 👉 Watch the full episode here: https://www.youtube.com/watch?v=FUW85jh-ws0  Question for our listeners: Did you know your OAS could be reduced based on income you earned a full year earlier? 👉 If you'd like to know whether you're at risk in the next clawback cycle, we're offering a complimentary portfolio analysis: https://tmfg.ca/portfolio-analysis/ Follow us on our social channels: LinkedIn: The McClelland Financial Group Facebook: https://www.facebook.com/tmfg.ca Instagram: https://www.instagram.com/themcclellandfinancialgroup_/