Is the new US Bank Smartly card TRASH?

The US Bank Smartly card had been hyped up for having a possible 4% cash back on everything ability. While this is an impressively high cash-back multiplier, there are some significant drawbacks and possible issues you should be aware of. Is this card really as good as everyone says?📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links)(Using our links greatly helps support the podcast!)📰Join the Travel Lane Elite Newsletter: https://the-travel-lane.ck.page/signup