Is There a Texas Law that Says My Church Needs Insurance? episode artwork

EPISODE · Feb 12, 2026 · 4 MIN

Is There a Texas Law that Says My Church Needs Insurance?

from Faith, Stewardship, & Insurance: Protecting Texas Churches

In this episode of Faith Stewardship and Insurance: Protecting Texas Churches, host Ron Wadley from Insurance For Texans introduces a new series. This week he is answering the questions that churches may be too afraid to ask about their insurance. In this episode, Ron discusses whether Texas churches are legally required to have insurance. He highlights the real-life consequences a small church outside Waco faced when they opted out of insurance. Visit insurancefortexans.com to connect with our church insurance team. For more in depth information about church insurance, get a copy of our book The Promise of Certainty at thepromiseofcertainty.com 00:00 Introduction to Faith Stewardship and Insurance 00:41 Does Texas Require Church Insurance? 00:48 Real-Life Example: The Waco Church 01:22 The Risks of Not Having Insurance 02:00 Weather and Everyday Risks 02:42 The Cost of Going Without Insurance 02:59 The Importance of Stewardship and Protection 03:08 Custom Insurance Solutions for Texas Churches 04:22 Conclusion and Final Thoughts

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Is There a Texas Law that Says My Church Needs Insurance?

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This episode was published on February 12, 2026.

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