Is Your "Cash Discount" Program Illegal? Surcharging & Discounting Explained episode artwork

EPISODE · May 5, 2026 · 3 MIN

Is Your "Cash Discount" Program Illegal? Surcharging & Discounting Explained

from High Risk Merchant Accounts 101

Many merchants think they're running a compliant cash discount program — but they're actually surcharging without knowing it. The difference matters. Learn how each model works, what the card networks require, and how to protect your margins without putting your account at risk.

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Is Your "Cash Discount" Program Illegal? Surcharging & Discounting Explained

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Frequently Asked Questions

How long is this episode of High Risk Merchant Accounts 101?

This episode is 3 minutes long.

When was this High Risk Merchant Accounts 101 episode published?

This episode was published on May 5, 2026.

What is this episode about?

Many merchants think they're running a compliant cash discount program — but they're actually surcharging without knowing it. The difference matters. Learn how each model works, what the card networks require, and how to protect your margins without...

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