Is Your Cautious Retirement Spending Doing More Harm Than Good? episode artwork

EPISODE · Jul 6, 2026 · 25 MIN

Is Your Cautious Retirement Spending Doing More Harm Than Good?

from Retirement Starts Today

The fear of running out of money in retirement turns out to be mostly backwards. For super-savers, the data says the opposite usually happens. A piece from Danielle Labotka at Morningstar makes the case that for a lot of retirees: Being too cautious with your spending is actually the bigger risk.  In our listener question segment: Anonymous wants to give money to her kids with warm hands, not cold. How much you can safely give today without putting your own retirement at risk? And then we'll wrap up with our Retire To Something segment: Dabbling in a little of everything. Resources: Article by Danielle Labotka at Morningstar: Is Your Cautious Retirement Spending Doing More Harm Than Good? Book by Bill Perkins: Die With Zero: Getting All You Can from Your Money and Your Life   Connect with Benjamin Brandt: Subscribe to the This Week in Retirement: http://thisweekinretirement.com Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Work with Benjamin: https://retirementstartstoday.com/start Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart    

Episode metadata supplied by the publisher feed · Published Jul 6, 2026

Embed this episode

NOW PLAYING

Is Your Cautious Retirement Spending Doing More Harm Than Good?

0:00 25:00

No transcript for this episode yet

We transcribe on demand. Request one and we'll notify you when it's ready — usually under 10 minutes.

No similar episodes found.

No similar podcasts found.

Frequently Asked Questions

How long is this episode of Retirement Starts Today?

This episode is 25 minutes long.

When was this Retirement Starts Today episode published?

This episode was published on July 6, 2026.

Can I download this Retirement Starts Today episode?

Yes. Use the download control on the episode player to save the publisher-provided media file.
URL copied to clipboard!