Is Your Judgy Bank Account Controlling Your Life? - E2

From Instacart guilt and Uber Eats indulgences to retirement planning and 529 college funds, Mona, Minali and Ishana uncover how upbringing, convenience culture, and relationship dynamics shape our financial behavior. Whether you're splitting rent with a partner, trying to save during residency, or navigating the rising costs of adulthood, this episode offers relatable stories, timeless wisdom, and practical financial advice from both millennial and first-gen immigrant perspectives. Tune in for candid reflections, surprising admissions, and tips to make peace with your “judgy bank account.”Key Timestamps:(00:00) - Money as opportunity and freedom(08:00) - 401k, 529 plans, and early saving habits(10:00) - Taking investment risks smartly(14:00) - Comparing generational financial journeys(17:00) - Budgeting for weddings and mortgages(24:00) - Couples managing separate and joint finances(26:00) - Smart spending vs. impulse buying(28:00) - Budgeting tools and monthly money trackingKey Topics Discussed:Three Takes, Ishana Nigam, Minali Nigam, Mona Nigam, generational advice, financial literacy for millennials, smart money habits, budgeting and saving tips, family finance conversations, generational wealth planningMore of Three Takes:Email us at [email protected] a conversation at https://threetakes.com/DM us on Instagram (@three.takes) at https://www.instagram.com/three.takes/