Is Your Mortgage Still the Best Deal | Dublin News

Mortgage top-ups are surging to a 16-year high as homeowners ditch moving for renovations—spending an average of €141,624 to upgrade their current homes. With only 2% of homes changing hands annually, staying put makes sense financially. But many stick with their original lender out of convenience, not cost-efficiency. The catch? Interest rate gaps between lenders can be as wide as 3.15%, costing thousands over the loan’s life. Switching isn’t just feasible—it’s smarter: switching costs are nearly identical, and some lenders even offer cashback to cover them. Before you add to your mortgage, ask: is your current lender still giving you the best deal? Listen in comfort:Get a discount on a Soli Pillow: http://solipillow.com/discount/dnn. Advertise on DNN:[email protected] This is an automated, high-level news summary based on public reporting.Report issues to [email protected]. View sources & latest updates:https://sources.thednn.ai/dcf322f5d44ad9be