"I've Been Paying For Insurance but Never Claimed. Am I Being Scammed?" | The Money Goal EP6

You’ve been adulting for a good 5 years now. Since day one, you’ve diligently paid for your health insurance — no claims, no drama. But now your premium’s gone up and you're wondering: Am I just throwing money away? Even with a few hospital visits, public healthcare in Malaysia has always had your back (and your wallet). So why are you paying over RM2,500 a year for something you’ve never used? In this episode of The Money Goal, Emir sits down with a special guest to unpack this very question. Is it a scam, a safety net, or just misunderstood? Plus, discover a few easy ways to cut down your monthly commitment without compromising your coverage. Learn more about your ad choices. Visit megaphone.fm/adchoices