Jan 31, 2025 | Ripple vs. SEC | Cruz vs. CFPB | Square Loyalty and more

IMPORTANT: To have this episode delivered to you daily, and to be on the waitlist for our new app, please sign up HERE: ⁠⁠⁠https://your-inbox.beehiiv.com/subscribe⁠⁠ ==================================== We know you subscribe to the most essential newsletters in payments and fintech. You just don't have the time to read them all, every day. Welcome to Your Inbox Last Night. We read your inbox to you each day: popular industry newsletters | crypto & web3 | our favorite substacks Listen to what you missed in Your Inbox Last Night PLUS some insider gossip and blind items from our very own sleuth, Mr. X. ====================================== Payometry Labs is the content creation arm of Payometry Technology & Consulting. If you are looking for more fuel for your engine, we are here to help with payments expertise. Reach us at [email protected] ======================================= If you are having card decline issues, you need to speak with Scott Tivey, the foremost expert in card declines on the planet. Did you know that substituting A2A payments instead of cards will hurt Merchants' customer retention? Speak with Scott to learn more. [email protected] ======================================= Links to Newsletters from Today's Episode Digital Transactions | Mastercard addresses the fate of Cap One’s debit cards | link Digital Transactions News | Payments-related news updates | link Digital Transactions | Full send-and-receive capabilities key to growing real-time payments | link Glenbrook | Payments strategy and insights | link Visa Middle East | Visa launches new digital payment solutions for businesses | link Superhuman | DeepSeek’s R1: Innovation or Imitation? | link The AI Report | Microsoft’s shock decision and its impact on AI | link Phenom Crypto Letter | Weekly update: Venice AI goes on-chain | link Payments Today | Payments news roundup - January 30, 2025 | link Payments Newsletter | Zing closure and SMB opportunities in U.S. instant payments | link The Paypers | Citi Flex Pay now available on Apple Pay | link Lex Substack | Learning from the $500B AI revolution | link Banking Dive | Latest updates on banking industry trends | link Finextra | Santander UK chair resigns amid speculation about bank’s future | link