Jaspreet Singh: If You're Under 45, You Won't Get A Pension (Here's What To Do)

Your retirement plan just got torched. If you're under 45, forget everything you thought you knew about financial security because the system you're counting on is already broken. In this episode, Adrian Wells sits down with financial expert Jaspreet Singh to expose the brutal math behind why traditional retirement advice will leave you broke. 🎯 What You'll Learn: • Why Social Security faces a $22.4 trillion shortfall that could slash your benefits by 20% • The shocking truth: only 15% of private workers get pensions (down from 60% in the 1980s) • How housing costs exploded 400% while incomes crawled up just 200% since 1980 • The new money rules for a generation that can't rely on old safety nets 👤 Perfect for: lifelong learners and anyone under 45 who wants to retire without eating cat food. 📍 Chapters: [00:00] Adrian Wells introduces the retirement crisis no one talks about [02:00] Social Security's $22.4 trillion problem [04:30] Why your parents' homeownership advice is financial suicide [07:00] The pension system collapse that changed everything [09:30] Student debt's 1,200% explosion since 1980 [11:00] Singh's controversial solution for financial freedom Singh doesn't sugarcoat it. The rules changed, but nobody sent you the memo. While boomers coasted on pensions and affordable housing, millennials and Gen Z got student debt and a rigged game. But here's the thing: once you see the real numbers, you can actually do something about it. 🔔 Never miss an episode: Follow First Principles on Spotify or Apple Podcasts and turn on notifications. New episodes drop daily, your next favorite insight is one tap away. 🔍 Topics: retirement planning, Social Security crisis, housing market, student debt, financial independence Find all episodes at First Principles ------- Keywords: fame psychology, first principles, career advice Learn more about your ad choices. Visit megaphone.fm/adchoices