Josh Ackerman & Laura Garcell on Why Kidnap & Ransom Risks Start Closer to Home

Kidnap & ransom risk is no longer just an international concern—and for high-net-worth clients, that shift matters more than ever. In this episode of Risk Ready, Bryant Kolle sits down with Josh Ackerman and Laura Garcell of Ackerman Group to unpack how K&R risk is evolving closer to home becoming more domestic, digital, and opportunistic. From real-world drivers of exposure to the biggest misconceptions families still hold, this conversation moves beyond theory into practical guidance. The discussion highlights where advisors play a critical role—not just in insurance placement, but in helping clients think proactively about visibility, access, and preparedness. This is ultimately a conversation about awareness, not fear and how advisors can better support clients before risk becomes reality. 🎧 Listen now and rethink how you approach K&R risk with your clients.