July 2025

Welcome to the Mortgage Update with Mike and Joe, featuring Mike Pulver, SVP, Director of Business Development, and Joe Leone, GVP, Residential Mortgage Manager! Our podcast airs monthly and presents a recap of the numbers and trends Mike and Joe have seen in the Upstate New York real estate market over the last month, plus gives some analysis on what's to come for agents and buyers alike.July 2025: We’re in the heart of the summer market, and Mike and Joe are diving into the latest numbers to help you make sense of it all. In this episode of The Mortgage Update, they break down current trends in mortgage rates, buyer activity, and what’s shaping the Rochester housing market right now. Whether you're a first-time homebuyer, real estate agent, or just staying informed, this episode has the insights you need to navigate today’s market. This episode was filmed on July 18, 2025. All numbers and rates mentioned are accurate as of the filming date – HELPFUL LINKS – Register for the 2025 NYMBA Convention at: https://members.nymba.org/ap/Events/Register/WqFORkMfaCJCEAll Info for United Way Live at: https://unitedwayrocflx.org/news-events/united-way-live/Audio Podcast (Spotify, Apple Podcasts, Google and more): https://www.buzzsprout.com/2122585/shareGenesee Regional Bank Home Mortgage: https://www.grbbank.com/home-mortgage/loans/ Mike Pulver, SVP, Director of Business Development NMLS#410020  Joe Leone, GVP, Residential Mortgage Manager NMLS#6780Genesee Regional Bank | Member FDIC | NMLS#417491 | Equal Housing Lender | www.grbbank.comGenesee Regional Bank | Member FDIC | NMLS#417491 | Equal Housing Lender | www.grbbank.comMike Pulver, SVP, Residential Mortgage Manager NMLS#410020Joe Leone, GVP, Mortgage Operations Manager NMLS#6780