EPISODE · May 21, 2026 · 11 MIN
Junk Fees: The New Tricks Companies Use to Pick Your Pocket — Legally
from The Credit Show
Junk fees are costing American consumers billions of dollars every year — and the tactics are getting sneakier. In this episode, Harry Jacobs breaks down the latest methods banks, loan servicers, and debt collectors are using to add unauthorized charges to your account, including retroactive contract amendments, pay-to-pay fees, and dark pattern design tricks buried in fine print. Learn exactly which fees are illegal under the Fair Debt Collection Practices Act, what "assignability clauses" actually mean for your rights, and the four steps you can take right now to fight back. If you've ever paid a fee you didn't recognize and moved on — this episode is for you.If you would like a free consultation with Harry Jacobs at Credit Restoration of Nevada, text CREDIT or call 702-778-2000. You may also visit us online at TheCreditShow.info#JunkFees #ConsumerRights #FDCPA #DebtCollection #CreditRepair #KnowYourRights #CFPB #PersonalFinance #CreditRestoration #TheCreditShow #HarryJacobs #LasVegas #FinancialLiteracy #BankFees #ConsumerProtectionSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
What this episode covers
Junk fees are costing American consumers billions of dollars every year — and the tactics are getting sneakier. In this episode, Harry Jacobs breaks down the latest methods banks, loan servicers, and debt collectors are using to add unauthorized charges to your account, including retroactive contract amendments, pay-to-pay fees, and dark pattern design tricks buried in fine print. Learn exactly which fees are illegal under the Fair Debt Collection Practices Act, what "assignability clauses" actually mean for your rights, and the four steps you can take right now to fight back. If you've ever paid a fee you didn't recognize and moved on — this episode is for you.If you would like a free consultation with Harry Jacobs at Credit Restoration of Nevada, text CREDIT or call 702-778-2000. You may also visit us online at TheCreditShow.info#JunkFees #ConsumerRights #FDCPA #DebtCollection #CreditRepair #KnowYourRights #CFPB #PersonalFinance #CreditRestoration #TheCreditShow #HarryJacobs #LasVegas #FinancialLiteracy #BankFees #ConsumerProtection See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
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Junk Fees: The New Tricks Companies Use to Pick Your Pocket — Legally
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