勞保60歲領還是65歲領？答案竟要到85歲才逆轉｜錢鏡你家｜2026.08.21

from 投資不踩雷 · host 鏡週刊理財組

很多人常糾結「勞保到底幾歲領最划算？」晚領每月拿得多，真的比較賺嗎？精算達人怪老子在《錢鏡你家》節目中算給你看，以平均月投保薪資45,800元、年資40年為例，65歲每月可領28,396元，若在60歲提早5年領，每月雖減少20％，卻足足多領5年，而65歲才開始領的人，要一路追到85歲才追平，因此他提出，60歲提早領，比撐到65歲才領更有利。   主持：吳明曄來賓：怪老子   （本集 8/20 於鏡發財首播，8/21 鏡好聽播出）   Podcast聲音後製：謝佩妤

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勞保60歲領還是65歲領？答案竟要到85歲才逆轉｜錢鏡你家｜2026.08.21

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