Las tarjetas con chip son más seguras: un breve estudio en 2022

from The Credit Pros Podcast · host The Credit Pros

Las tarjetas con chip EMV (Europay, Mastercard y VISA) ofrecen mayor seguridad que las tarjetas con banda magnética, al generar códigos únicos por transacción y dificultar el fraude. Existen dos tipos principales: tarjetas con chip de firma y tarjetas con chip de PIN, diferenciadas por su método de autenticación. Un cambio de responsabilidad traslada los costos de transacciones fraudulentas a la parte menos conforme con EMV. Los consumidores siguen estando protegidos legalmente contra cargos fraudulentos.

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