Lets get serious about financial freedom

We are a Network of expert advisers dedicated to real time information….educating and inspiring you with the inside scoop on real estate so that you can improve your lives and ultimately help you reach financial freedom. Today let’s talk about a simple truth….debt is not a good thing. According to reports 85% of us live paycheck to paycheck… meaning at the end of the month there is nothing left… Hopefully we have some savings set aside but it’s possible that we don’t have much set aside… I see people every day wanting to buy a home and they have nothing left over at the end of the month. That is no way to live if you want to stop living pay check to paycheck…it starts by looking at the person in the mirror and deciding if you are financially in shape… typically people say they are not THAT OUT of shape… Over thanksgiving Emily and I went on a hike up in the Gac mountains… and before that I thought I was kinda in shape but during that hike I really realized how out of shape I was… then the next few days I was so sore… oh my goodness…. Some people think they are kinda out of shape on their finances and it takes 1 hiccup for them to realize how bad things are…. Now is the time to take a serious look at your numbers… how much do you have in savings? How much do you have left over each month.. how much debt do we have? Last week we went through a step by step process toward financial freedom… this week let’s get practical… I have linked a couple of documents to this conversation… 1. Quick Start Budget… this plan allows you to put some names to those dollars you make each month and tag them so you know where everything is going. 2. Debt snowball form… this allows you to put on paper what debts need to GO AWAY… and allows you to track them.. figure out what credit cards you can cut up right now and get rid of them… you really only need 1 for emergencies then 1 for business if required with work 3. Monthly Cash Flow Plan… this is for you when you have a good handle on the numbers but you are serious about getting things under control… 93% of goals are accomplished when they are written down…. So don’t just work through these numbers in your head…. That is click bait fake news…. Get serious and let’s right it down.