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六旬夫妻退休金僅303萬,卻年年出國…多虧50歲做了這件事、60歲無債一身輕!幸福老後必備4帳戶|Morning早安學 EP1274 episode artwork

EPISODE · Oct 11, 2025 · 5 MIN

六旬夫妻退休金僅303萬,卻年年出國…多虧50歲做了這件事、60歲無債一身輕!幸福老後必備4帳戶|Morning早安學 EP1274

from 今周大耳朵 · host 今周刊Business Today

每個人對退休生活的想像不同,準備多少退休金也因此有異,據日本政府家計調查報告,至少「2000萬日圓」(約新台幣404萬元)是基本退休金額,但東京一對六旬夫婦僅有約新台幣303萬元存款、月退金也只有4萬8,但夫妻倆卻能從容生活,每年還能出國或國內旅遊一次。箇中關鍵就在於:他們50歲便開始進行退休理財規劃且調整收支,並在60歲退休時繳清房貸,無債一身輕。 - 撰文|郭美懿 文章連結|https://reurl.cc/z5A5be - ★立即加入Podcast專屬交流社群 | https://lihi.cc/cL6aH -- Hosting provided by SoundOn

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六旬夫妻退休金僅303萬,卻年年出國…多虧50歲做了這件事、60歲無債一身輕!幸福老後必備4帳戶|Morning早安學 EP1274

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