Lo que necesita saber sobre el Plan Nacional de Asistencia al Consumidor

from The Credit Pros Podcast · host The Credit Pros

El Plan Nacional de Asistencia al Consumidor (NCAP) es un acuerdo implementado por Equifax, TransUnion y Experian para mejorar la precisión de los informes de crédito y facilitar el proceso para los consumidores. Incluye cambios importantes como un período de espera de 6 meses para informar deudas médicas, eliminación de deudas no contractuales de los informes, requisitos más estrictos para informar deudas de colección y un informe de crédito adicional gratuito. Además, se estableció un grupo de trabajo para revisar políticas y mejorar prácticas.

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This episode was published on July 25, 2025.

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