Locked In A 4% Subto Deal With $300/Month Payments? -- Here’s The Flip Plan | Subto Breakout

On today's Wholesale Hotline Podcast (Subto Edition), Pace is joined by Eric Richards to break down his process A to Z.Show notes -- in this episode we'll cover:Eric breaks down his latest “subtail” deal in small-town Ohio—buying a 4-bed home with zero hard money, using subject-to financing, a $5K down payment, and a creative cross-collateralization strategy.From $53K purchase to $115K sale, Eric and his team executed a full rehab and resale in under 60 days—clearing $30K+ profit without spending a dollar out of pocket.How Eric built a 22-person team, scaled his local reputation, and now dominates his market with flips, rentals, wholesales, and soon a property management and title company—controlling the full real estate stack.Why creative finance thrives in rural markets: less competition, more seller flexibility, and big returns in overlooked zip codes—especially with strong local operations.Eric lays out his Everest goal: to control the real estate landscape from Pittsburgh to Knoxville via partnerships, services, and affordability-focused ownership—making him not just an investor, but a community builder. ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖☎️ Welcome to Wholesale Hotline & Subto Breakout✌️✌️! ☎️Need discounts and free trials!? Check this out for the softwares/websites/contracts/scripts/etc we use in our business:✌️ https://shor.by/pace-youtube ✌️➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖🗝🗝 FREEBIES 🗝🗝📑 FREE assignment contract: https://www.pacejmorby.com/assignment...📑 FREE wholesale contract: https://www.pacejmorby.com/wholesalec...📑 FREE cold calling script: https://www.pacejmorby.com/coldcalling📑 FREE cold texting script: https://www.pacejmorby.com/text📑 FREE foreclosure script: https://www.pacejmorby.com/foreclosure📑 FREE disposition checklist: https://www.pacejmorby.com/dispo📑 FREE comping cheat sheet: https://www.pacejmorby.com/comping📑 FREE guide to pulling a water list: https://www.pacejmorby.com/water📑 FREE guide for taking photos on appointments: https://www.pacejmorby.com/photos📑 FREE seller lead form for talking to sellers: https://www.pacejmorby.com/seller📑 FREE access to my upcoming ebook: https://www.pacejmorby.com/exitstrate...📑 FREE profit and loss template: https://www.pacejmorby.com/profitloss➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖Want a site to host your podcast? We use PODCASTICS!: https://www.podcastics.com/?&_rid=12536 ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖👽✌️ Learn from Pace and Cody 👽✌️🔸Follow Pace on IG: https://www.instagram.com/pacemorby🔹Join our free dope creative finance Facebook group: https://shor.by/8vxk🔸Dive deeper within my mentorship: https://go.subto.com/pace-sunday-service🔹Watch Sunday Service live on my YouTube every Sunday at 7 PM PST🔸Tune in to Wholesale Hotline live on my YouTube every Monday 5pm PST⚠️ #CreativeFinance #Investing #Wealth #RealEstateInvesting #Wholesaling #SubjectTo ⚠️➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖🚧🚧🚧 DISCLAIMER 🚧🚧🚧❎ I am not a CPA, attorney, insurance, contractor, lender, or financial advisor. The content in these videos shall not be construed as tax, legal, insurance, construction, engineering, health & safety, electrical, financial advice, or other and may be outdated or inaccurate; it is your responsibility to verify all information yourself. This is a Podcast for entertainment purposes ONLY ❎