LOS.Live Presents: Not Your Father's Mortgage, with Ian Smith The CLT Mortgage Guy

In this myth-busting episode, Ian Smith, aka The CLT Mortgage Guy, returns to break down the biggest lies people still believe about getting a mortgage in today’s world. Host Devin Dubuc and Ian tackle outdated advice, debunk common barriers, and reveal how modern lending is more accessible than ever.Whether you're a first-time buyer, a renter who thinks they "can't qualify," or a loan officer needing better answers for your clients - this episode delivers.💥 Key Takeaways:Why you don’t need 20% down (and sometimes need zero)Down payment assistance, buydowns, and how to get paid at closingWhy ITIN borrowers are not locked out of the marketHow real estate builds wealth fastThe secret power of second opinions and knowing the actual guidelinesThis isn’t your dad’s mortgage - and Ian’s here to show you why that’s a very good thing.#LOS.Live #LoanOfficerSuccessPartnerLive #LoanOfficerSuccess #MortgageMythBusters #PremierLending #TheCLTMortgageGuy  #FirstTimeBuyerHelp #BuildWealthWithRealEstate #HomeBuyingTips