Loss -> Gain? General Motors Q4 2025 earnings explained - 1.27.2026 (022)

General Motors just posted a massive $3.3 billion net loss, yet the stock rallied over 3%. What is going on? In this episode, Susie and Miro unpack a classic "kitchen sink" quarter where GM decided to clear the decks, writing down billions in EV assets and killing off the BrightDrop van production to protect future margins. We analyze why Wall Street is treating this bloodletting as therapeutic rather than disastrous. 📉➡️📈Beyond the headline numbers, we dig into the collapse of GM’s China business (which swung from cash cow to a half-billion-dollar liability) and the under-the-radar approval of GM Financial’s "Industrial Bank" charter—a boring but brilliant move that gives them a massive structural advantage. Tune in to hear why GM is pivoting from "Growth Tech" promises back to "High-Yield Industrial" reality, and what that means for your portfolio. 🏦🚗