Low Scores, Big Wins — Compensating Factors That Close

Host Yvette Misek explains how non‑QM lenders and smart compensating factors rescue borrowers with low credit scores, recent bankruptcies, foreclosures, or other credit events that conventional lenders reject. The episode breaks down program differences, real-life case study, and actionable tips — screening, lender selection, documentation, and stacking compensating factors — so brokers can turn declined files into closed, profitable loans.