Main Street Money - Week of Jan 23, 2026

This week, Andrew Gay, Gilbert Paiz, and Zachary Green break down what’s really going on in the markets—and what actually matters for long-term investors.Here’s what we cover: -Why the 10-year Treasury near 4.3% is surprising a lot of investors (and why Fed rate cuts don’t always mean long-term rates fall)-What recent market volatility tells us about investor psychology—and why reacting to headlines can hurt returns-How focusing on the short term vs. long term completely changes how market data looks-A surprising bright spot: small-cap stocks so far this year-Updates on inflation, Fed expectations, and what to watch next week-Why today’s 529 plans are no longer just for college—and how recent rule changes have expanded their flexibilitySmarter, more tax-aware options for cash sitting in the bankBig takeaway — Markets move daily, but successful investing is about discipline, perspective, and staying aligned with your long-term plan.Listen now and let us know your thoughtsLike, share, and subscribe#MainStreetMoney #InvestorPsychology #MarketVolatility #FinancialPlanning #TexasHillCountryAdvisors #LongTermInvesting #529Plans