MAJOR Changes To 401k Catch-Up Contributions in 2026 episode artwork

EPISODE · Dec 30, 2025 · 17 MIN

MAJOR Changes To 401k Catch-Up Contributions in 2026

from Retirement Answers · host Jacob Duke, CFP®

If you're 50+ and making catching catch-up contributions to your employer 401k plan, this episode is for you. In 2026, you might have to change how you save to your employer plan if you earn to much money. In this episode, I share what you need to know about these new rules and how you can save with intention.👉 Book a call with me: https://www.rivertreewealth.com/get-started✅ Get your Important Numbers 2026 PDF here: https://www.rivertreewealth.com/2026-important-numbersEmail: [email protected]: https://www.rivertreewealth.comLinkedIn: https://www.linkedin.com/in/jacobdukeJacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast.DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.00:00 Intro00:43 Updated Contribution Limits for 202601:25 Special Catch-Up Contributions for Ages 60-6302:16 IRA Contribution Limits for 202603:13 New Rules for High Earners05:22 Nuances and Exceptions11:03 Strategizing Your Contributions15:51 Conclusion & Final Thoughts

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