Make Better Money Decisions in 2026 with a Year Plan - Ep #87

A year plan helps you zoom out and see all your money at once, not just month to month. When you do that, a few powerful things happen:You gain clarity around what you’re actually capable of in a yearYou can set realistic goals for saving, investing, vacations, and self-careYou understand why money feels tight — and what to adjustIn this episode, I walk you through:What a year plan is (and what it’s not)How to create one using your monthly numbersWhy it’s especially helpful if you’re draining savings or relying on credit cardsHow it improves decision-making and reduces stressWhy I hated my year plan at first — and why I’m so glad I stuck with itA year plan might give you a little discomfort at first — but on the other side is less stress, more freedom, and better decisions all year long.Links to Old Episodes:4 easy habits you need if you want to save money53// Why I hated a Yearly Budget FREE RESOURCES: 🎉Free Household Money Snapshot🎉Free Spending Audit Spreadsheet and DirectionsLet's connect:Instagram @budgeteffectpodcastEmail [email protected] Click to Send Fan Mail