Making Financial Decisions

My experience in banking and finance has shown me that financial success depends on proper decision making. If we desire to be out of debt, we must control our spending habits. Living above our means (aka) income will never allow us to be debt free. All decisions must line up with God's word. All the decisions we have made in our life until this day are what has determined our current financial situation. Debt-free living is available to you. However, the decisions you make will determine when it will come.