Making Money without the Market - Fred Moskowitz #5522

Summary: With many losses in the stock market over the last few months, many investors are in search of alternatives for cash flow. Fred Moskowitz comes on the show to talk about alternative investing methods, focusing on note investing—an oftentimes overlooked asset within the real estate market. Fred shares his expert insight on how to get into this realm of investing, some of its benefits, and pointers for when/how to buy notes. Be sure to tune in to this episode for an insider perspective of this alternative to the stock market, and you can use the link below to purchase Moskowitz’s The Little Green Book of Note Investing if you want to learn more. Highlights: -There have been losses in the stock market over the last few months, and many investors are looking for alternatives -For a fleeing stock market investor, there are a number of alternative investing methods -It’s important to own assets that generate income for you, such as rental real estate. The government has incentives in place for owning these -Owning mortgage notes is also a worthy venture; it gives a steady income component. They get bought and sold on the secondary market every day -Owning a mortgage on a rental property gives a lot of downside protection. Another positive aspect is that you get paid while you wait -Buying/starting a business allows you to be directly involved with the asset -Buying properties based on future cash flow can be risky in an inflated market -It’s beneficial to buy real estate if an opportunity appears with a cash flow that can cover your expenses -If you buy real estate that is generating cash flow today and the property is covering itself, then it’s a safe option -When it’s not ideal to buy, it’s good to educate yourself on real estate and take time to accrue knowledge -Mortgage notes can be found by working with real estate investment groups and seeking out note investors -Notes can also be acquired through creating contacts and networking within real estate -Educating yourself before buying anything is also crucial -Notes are traditionally sold for a discount -Supply and demand impacts the pricing of notes, and some states have more demand for notes -You can buy a portion of a note rather than the note in its entirety (i.e. buying a $10k slice of a note). This is helpful for getting started in note investing -Fred’s book, The Little Green Book of Note Investing, gives an overview of note investing and provides tips, logistics, and how-to’s in this sector Useful Links: Financial Survival Network Fred Moskowitz The Little Green Book of Note Investing