Making payday lending redundant, with Caroline van der Merwe and Simon Ellis (Jem)

South Africa has an awkward history with payday lending and payday adjacent lending, so I was a touch concerned when I first heard that a fresh pair of South African entrepreneurs were looking to shake up the industry. Luckily, all my concerns were misplaced, because SmartWage is not looking to rethink payday lending, they're looking to make it redundant.You can read more about SmartWage, now re-branded as Jem at https://www.jemhr.com/ In today’s episode, we talk about digitising communication between employers and employees, removing trucks’ worth of paperwork, and providing access to earned wages.Follow Carolyn van der Merwe on LinkedIn for news on SmartWage but also updates from the Yale Africa Startup Review (or just head there directly at https://www.yasr.org/)Follow Simon Ellis on LinkedIn for news on SmartWage but also his thoughts on leadership and his podcast hot tips - including The Knowledge Project and The Tim Ferris Show which were mentioned.Follow Simon Ellis on LinkedIn for news on SmartWage but also his thoughts on leadership and his podcast hot tips - including The Knowledge Project and The Tim Ferris Show which were mentioned.You can learn more about myself, Brendan le Grange, on my LinkedIn page (feel free to connect), my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is at https://confirmu.com/ and on episode 24 of this very show https://www.howtolendmoneytostrangers.show/episodes/episode-24If you have any feedback or questions, if you would like to participate in the show, or if you'd like to find full written transcripts with timestamps head on over to HowtoLendMoneytoStrangers.ShowRegards,Brendan Hosted on Acast. See acast.com/privacy for more information.