Market Update - February 2026

Rates are holding, but only just. The Bank of England's decision came down to a single vote, which tells us everything about where things are heading next.  In this month's market update, Rob & Rob break down what a near-miss rate cut means for property investors, why house prices are quietly building momentum, and the surprising direction rents are taking. Plus, there's a significant shake-up coming for ground rents that could transform flat values overnight.  (00:59) News story of the week  (03:41) House prices break through £300k for the first time  (07:03) Why rents are cooling off after years of aggressive rises  (11:26) Ground rents capped at £250 – what it means for flat owners  (14:52) EPC deadlines slip again, plus the 100-day countdown to rental reform  (15:52) Hub Extra  Links mentioned:  Fable book club app: Get here  Economy: Bank of England Monetary Policy Report⁠ EY ITEM Club Winter Forecast⁠ House prices: Halifax House Price Index⁠ The Guardian / Ministerial Interview⁠ RICS UK Residential Market Survey⁠ Rents: HomeLet Rental Index⁠ ⁠Zoopla Rental Market Report Mortgages: ⁠Bank of England Credit Conditions Survey⁠ Legislation/Government: Department for Energy Security & Net Zero⁠ ⁠Ministry of Housing (MHCLG) Update Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest