Market Update: How Low Can Interest Rates Really Go? episode artwork

EPISODE · Feb 12, 2026 · 43 MIN

Market Update: How Low Can Interest Rates Really Go?

from The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates · host Josh Lewis & Jeb Smith | Real Estate, Mortgage & Housing Market Experts

If you’re waiting for mortgage rates to calm down before making a move, you might be waiting longer than you think. Rates remain volatile as mixed economic signals continue to roll in, with inflation cooling but employment surprising to the upside and unemployment ticking down to 4.3%, leaving many wondering whether mortgage rates can actually move lower from here. In this LIVE episode, we’re breaking down what’s really driving mortgage rates, how the latest inflation and jobs data impact the housing market, and what it all means for buyers and homeowners heading into 2026 so you can make smart decisions and become The Educated HomeBuyer.Start your stress-free loan journey todayJoin Rate Watch – we’ll watch rates for youEmail: [email protected] with Us 👇Jeb Smith | Huntington Beach Realtor / Orange County Real EstateDRE #01407449Real Broker Josh Lewis | Huntington Beach Certified Mortgage ConsultantDRE #01209148BuyWise MortgageMobile: 714-916-5727

If you’re waiting for mortgage rates to calm down before making a move, you might be waiting longer than you think. Rates remain volatile as mixed economic signals continue to roll in, with inflation cooling but employment surprising to the upside and unemployment ticking down to 4.3%, leaving many wondering whether mortgage rates can actually move lower from here. In this LIVE episode, we’re breaking down what’s really driving mortgage rates, how the latest inflation and jobs data impact the housing market, and what it all means for buyers and homeowners heading into 2026 so you can make smart decisions and become The Educated HomeBuyer.Start your stress-free loan journey todayJoin Rate Watch – we’ll watch rates for youEmail: [email protected] with Us 👇Jeb Smith | Huntington Beach Realtor / Orange County Real EstateDRE #01407449Real Broker Josh Lewis | Huntington Beach Certified Mortgage ConsultantDRE #01209148BuyWise MortgageMobile: 714-916-5727

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Market Update: How Low Can Interest Rates Really Go?

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How long is this episode of The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates?

This episode is 43 minutes long.

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This episode was published on February 12, 2026.

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If you’re waiting for mortgage rates to calm down before making a move, you might be waiting longer than you think. Rates remain volatile as mixed economic signals continue to roll in, with inflation cooling but employment surprising to the upside...

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