Mastering Cash Flow: Tracking Spending to Boost Savings and 10+ Hacks to Spend Less

Partner Deals Long Angle: Join a free private community for high net worth investorsBilt Rewards: ⁠Earn the most valuable points when you pay rentQuince: Affordable luxury essentials with free shipping + 365 day returnsFabric: ⁠Affordable term life insurance for you and your familyMasterClass: ⁠Learn from the world's best with up to 15% offFor all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals#133: Chris does a deep dive on tracking your spending, covering why to do it in the first place, as well as top apps/services, setting up budgets, managing recurring expenses, picking categories and more. He also shares practical tips and hacks to save money across 20+ different categories of spend (without having to make big sacrifices).Link to Full Show Notes: https://allthehacks.com/spending-trackingPartner DealsDeleteMe: 20% off removing your personal info from the webFabric: Affordable term life insurance for you and your familyVuori: 20% off the most comfortable performance apparel I've ever wornMint Mobile: $15/mo for unlimited wireless on the nation's largest 5G networkGelt: Skip the waitlist on personalized tax guidance to maximize your wealthCopilot: Free 2 months access to my favorite personal finance app with code HACKS2For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/dealsResources MentionedAll the Hacks Episodes: #14: House Hacking To Build Your Wealth #16: Do You Really Need a Budget #34: Hacking Healthcare, Prescriptions and Medical Bills #50: The Power (and Tax Savings) of Charitable Giving #104: Optimizing Your Insurance Policies (Auto, Home/Renters, Umbrella, Life, Disability, Pet, and Travel) #113: Unlocking the Power of Plastic: Maximizing Your Hidden Credit Card Benefits #131: Maximize Earnings on Cash, CD Ladders, Bank Bonuses, Bulk Buying, and Automating Returns Tools to Track Your Spending: Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 Mint Rocket Money Tiller HQ YNAB: 34 day free trial Simplifi Monarch Money Bilt Card: Earn Points on RentPacaso: Free early access to listings and $2,500+ in closing creditsMint Mobile: $15/mo for unlimited wireless on the nation's largest 5G networkDaffy: Free $25 to give to the charity of your choiceHenson: Plastic-Free, Precision-Built Razors + $100 free BladesPaprika Recipe Manager: Organize your recipes, make meal plans, and create grocery listsGreen Chef: 50% off + free shipping for healthy and delicious meal kitsDoorDash: 50% off a convenience, grocery or retail store order with code ALLTHEHACKSinKind: Get $25 off to dine at top restaurantsCashback Monitor: Rebates & Mileage/Points Reward Comparison for Online ShoppingCamelCamelCamel: Free Amazon Price TrackerKeepa: Amazon Price Charts (not sure why I called this Wistia)Library Extension: Free eBooks from your local libraryCardPointers: 30% off the app that helps you earn more cash back, points, and milesExpenses Category BreakdownEmail for questions, hacks, deals, feedback: [email protected] Show Notes (02:13) Budgeting & Tracking Cash Flow(06:24) Tools to Monitor Your Spending(09:00) Free Tools to Track Your Spending(17:00) Paid Tools on Android to Track Your Spending(18:00) Review of Simplifi(20:07) Review of YNAB(23:36) Review of Copilot(24:12) Categorizing Your Spending(29:58) Hidden Expenses Categories(31:55) Carryover Budgets(33:19) Setting Up Recurring Expenses(34:55) Copilot Intelligence(35:50) Solving Cash Flow(39:08) Refunds(43:45) Benefits of Budgeting(48:03) Ways to Save Money on Household Items(53:50) Saving on Utilities(56:10) Savings Related to Children(57:27) Saving on Health & Fitness(58:39) Saving Money on Personal Care(1:00:29) Hacks to Save Money on Entertainment(1:02:19) Saving on Food & Drink(1:05:14) Coupons, Price Trackers & Other Hacks to Save(1:06:57) Gifting & DonatingConnect with All the HacksAll the Hacks: Newsletter | Website | Membership | EmailChris Hutchins: Twitter | Instagram | Website | LinkedIn