Maximizing Dollars for Insurance Policy Holders in a Trillion Dollar Industry with Public Adjuster Andy Gurczak - Episode #243

Today we bring you Andy Gurczak, founder and CEO of All City Adjusting to walk us through the behind the scenes process of how to get top dollar when filing a claim as policy holder in a trillion dollar industry. With over a decade of experience, Andy specializes in helping people get what they deserve from their insurance claims. Andy reminds us that the Insurance companies are not your friends and thus, public adjusters are there to represent you the same way you it would be in your best interest to hire a lawyer when going to court or realtor when buying real estate. Working with a professional can assure you have maximum coverage.This episode is timely as we see a growing niche in the midterm rental space (the way we do so in the lab) it’s critical for us to understand what the insurance adjusters are looking for in a claim that will determine if the claim is approved and if it is approved, how much dollar will be covered on a case by case. A public adjuster helps the policy holder get the top dollar that they deserve which essentially means you as investor get more coverage or as a midterm rental operator can get top dollar for your rentals.Andy covers the full behind the scene gambit coming from the construction and restoration industry, he found his true calling in public adjusting, thanks to Herb Johnson, a pioneering African American public adjuster.In this episode, Andy talks about why it's crucial to hire a public adjuster when dealing with insurance claims. He's passionate about advocating for the insured and getting them the most out of their claims. Andy also shares common problems homeowners face with insurance companies and offers useful tips for navigating the claims process successfully.Additionally, he highlights the value of building strong relationships with insurance agents, restoration companies, and others in the industry. Tune in now for timely advice and insights that we certainly need to know especially for those tapping into the midterm rental insurance industry to help you and your clients get top dollar for their insurance claims.HIGHLIGHTS OF THE EPISODE:32:48 Andy talks about being cautious with what you say to insurance companies57:11 Andy talks about calling your Public Adjuster first KEEPING IT REAL:04:18 Andy's background06:16 Introduction to the insurance space 08:35 Helping the insured15:25 Working with relocation companies18:59 Do insurance companies talk to homeowners or a manager that has a large portfolio?19:44 Why insurance companies say no27:54 How to get in touch with a public adjuster29:41 Overturning a denied claim34:32 Call the public adjuster first39:23 You must have a public adjuster on your team41:12 A public adjuster's business model44:03 What a PA will do for you 48:22 What your PA wants you to stop doing50:58 Where insurance claims happen the most54:42 Building relationships with key players in the industry56:30 Work with a PA, claim more money01:02:11 We are OUT!NOTABLE QUOTE (KEY LESSONS):40:01 “Not having a PA is like not having an attorney” - Andy GurczakCONNECTING WITH THE GUESTWebsite: http://www.allcityadjusting.comLinkedin: https://www.linkedin.com/in/andy-gurczak-528b9b64/Facebook: https://www.facebook.com/allcityadjusting/#Personaladjuster #Insurance #Claims #RelationShipbuilding