Maybe You SHOULDN'T Buy A Home Right Now - With Jenna White

Jenna fell into real estate through her family’s construction business and brings real, hard-earned insight into the housing market on episode #27 of FinancialGinger.One uncomfortable truth right now: maybe you shouldn’t buy a home in 2026.Jenna explains situations where buying may not make sense yet. If you have to move soon after buying, you can lose money. Turning a home into a profitable rental often takes a much larger down payment than it did 10 years ago. And buying a home can limit your freedom to move when life changes.“Everyone needs to buy real estate” is often bad advice.Jenna also explains the three major emotional waves buyers go through when building or buying a home. From decision fatigue when choosing every detail, to deals falling apart because buyers or sellers get emotionally stuck or frustrated.One of my favorite parts of the conversation was about home inspections—on every house, whether it’s brand new or 100 years old. Jenna breaks down what issues are actually serious, and which ones are usually simple fixes.One of the biggest takeaways for me was how Jenna describes homes.Homes aren’t built in factories. They’re built by hand, person by person. Because of that, small imperfections are normal. Buyers often expect perfection, but recognizing the character of a one-of-a-kind home can be a good thing. That doesn’t mean accepting bad work—but it does mean having realistic expectations about a hand-built home.Topics We Cover in This Episode- When you shouldn’t buy a home in 2026- What really matters in home inspections- The emotions behind building and buying new homes- Old homes vs new homes: pros, cons, insurance issues, and surprises- FOMO around Utah’s real estate market- Down payment grants and building the right professional team- How old roofs can derail home loans- Real stories involving 1099 income and buyers who weren’t preparedA little about Jenna:Jenna grew up in Utah County and is forever tied to this area. She never saw herself working in construction or real estate, even though she grew up in a family of builders and real estate professionals. But fate has a way of making itself known! She loves helping people sell, build, and buy homes. You never really understand how emotional and personal the construction and real estate industry is until you are ready to move or build. Jenna loves being able to help people navigate all the details and emotions, and the people are the reason she loves this industry.Jenna White - New Home ConsultantsInstagram: @jenna.c.whitehttps://jennahomesales.wixsite.com/homeAsk a Question for FinancialGinger:🌐 bio.site/FinancialGingerFinancialGinger — it’s not about impressing you… it’s about serving you.Subscribe for get the latest from FinancialGinger 🎤 Episode #27: FinancialGinger