Measured, not assumed: why EquiRate AI is building inclusive lending standards

I’ve been a business owner twice, and I learned something the hard way: for many small businesses, capital access isn’t based on consistent measurement—it’s often based on subjective assumptions.EquiRate AI (formerly Bank Black) exists to change that. Under Cannas Capital, we’re building a system for fair, measurable, standardized access to capital—so risk is evaluated transparently and responsibly, not inconsistently.Now we’re forming the EquiRate AI Advisory Board—national leaders from financial institutions, policymakers, impact funds, and industry pioneers—to help shape the standards and frameworks around inclusive lending and responsible capital deployment.EquiRate AI is also moving through a key standards stage, including ASTM International ballot/standards consideration.If you want to help shape inclusive lending standards, please reach out to Eric Foster, Board Chairman of Cannas Capital Holdings at: [email protected] or visit our website at www.cannascapitalholdings.com Common Sense by Eric Foster is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.Thanks for reading Common Sense by Eric Foster! This post is public so feel free to share it. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit ericfoster52.substack.com/subscribe