Meet Your Insurance Guy: Lars & Kathleen’s Person Centered Agency

Lars and Kathleen Anderson explain why they left captive insurance to build the independent Anderson Agency in Ponte Vedra Beach, focusing on personalized service, local relationships, and the ability to shop multiple carriers for clients. They contrast their human-first, responsive approach with impersonal call centers and private-equity–run agencies, and describe how independence lets them deliver faster, fairer solutions for homeowners and drivers.