Mexican Food, Deer Season, And Your 401(k)!

New year, new stakes—we’re celebrating our 17th year on the air and more than 800 shows with two big announcements: we’ve doubled our office space to expand service in the Ozarks, and we’re launching recurring “Ask Heather” segments with national Social Security expert Heather Schreiber. That means sharper guidance across Social Security timing, tax planning, Medicare, and IRMAA, all coordinated to protect your lifestyle, not just your account balance.We get candid about why “winging it” fails. A simple farm-road story and two recent health shocks reveal what really derails retirements: unplanned risks, medical surprises, and sequence-of-returns damage. We break down the “quadruple whammy” that can drain portfolios—withdrawals during downturns, market losses, fees, and taxes—and show how to counter it with guaranteed lifetime income, risk-aware allocation, and tax-smart sequencing. You’ll hear how RISA risk profiling helps match your temperament to the right income strategy, and how modern tools like LTC strategies and impairment doublers on annuities can provide crucial cash flow when life takes a turn.If you’re tired of salesy dinner seminars and want straight answers, you’ll feel at home here. We share how to build a durable income floor, when to consider Roth conversions, how to avoid forced selling, and why reviewing your plan annually is non-negotiable. Plus, a look at what’s ahead: client stories, practical checklists, and monthly content that turns complex rules into usable steps.Subscribe, share with someone who needs a real plan, and send us your Social Security and tax questions for “Ask Heather.” Ready to stress test your retirement? Visit Ozarksretirement.com, click Contact Us for a free consultation, and leave a review to help more listeners find the show.Send us Fan MailTo learn more about Brad Pistole and the Ozark Retirement Group, please visit www.ozarksretirement.com