Middle East Conflict, Oil Prices & Mortgage Rates: What Homebuyers & LOs Must Know

Global events are shaking up mortgage rates and the spring housing market. Geopolitical tensions in the Middle East, disruptions in oil supply, and rising inflation could reverse the recent downward trend in rates - fast.In this episode of Market Shares, I explain why the Strait of Hormuz matters, how oil prices drive inflation and rates, and why the next 72 hours are critical for markets. I also break down key moves in MBS coupon pricing and what that means for borrowers, lenders, and builders.Topics We Cover:How Middle East conflicts impact mortgage rates and housingThe critical role of the Strait of Hormuz in global oil supplyWhy oil prices can override typical “flight to safety” market behaviorBest- and worst-case scenarios for interest rates after geopolitical eventsHow short-term vs prolonged conflicts influence inflation and the Fed’s actionsWhat happens in the MBS market, including shifts in coupons and rate sheet opportunitiesThe macro connection: oil, inflation, and mortgage rate movementHistorical lessons from Desert Storm and other black swan eventsPractical takeaways for loan officers, real estate pros, and housing market watchers🎙 Understanding these global forces is essential to stay ahead!🔔 Don’t miss out! Subscribe and stay ahead of the game with Market Shares.📌 New episodes drop every Friday at 10 AM PT!