民法典三年与保险法两年诉讼时效不一致,人民法院如何认定? episode artwork

EPISODE · Jan 20, 2024 · 7 MIN

民法典三年与保险法两年诉讼时效不一致,人民法院如何认定?

from 刘伟律师的法律实务笔记

刘伟中锦律师从中国裁判文书网查阅了两则案例,分别是财产保险合同纠纷和人身保险合同纠纷,被告保险公司提出适用保险法两年的诉讼时效抗辩,人民法院认为应当适用三年诉讼时效。事实上,在司法实践当中,大多数法院倾向于认为适用三年诉讼时效,鉴于存在保险理赔争议,建议当事人及时向保险公司主张索赔权并保留索赔的相关证据,以免增加诉累。

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民法典三年与保险法两年诉讼时效不一致,人民法院如何认定?

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