Mobile Money Was Africa's Original Stablecoin - How M-Pesa Predicted Crypto by 20 Years

Watch the full episode here: https://youtu.be/qHdoyy_5CxkIn this snippet, Adrian sits down with the team behind PawaPay to unpack one of the most underrated stories in African fintech: how mobile money, starting with M-Pesa in 2007, quietly became the blueprint for everything the crypto world now calls "stablecoin."The core idea is when mobile penetration grew across Africa, people were already handing over shillings, kwacha and cedis to mobile network operators to buy airtime and data. That created a digital store of value, held in custody outside the traditional banking system, instantly transferable and natively digital. Sounds familiar? That's the exact pitch for stablecoin today.Key TopicsHow M-Pesa turned mobile airtime infrastructure into Africa's first digital store of value Why mobile money is "Africa's original stablecoin" held outside banks, instantly transferable more secureHow the continent was 20 years ahead of the global crypto and Web3 conversationHow payment aggregators like PawaPay connect mobile money ecosystems to local, Pan-African and international merchantsWhy stablecoins are the natural next step: more speed, more security, lower cost and less frictionHow PawaPay has used stablecoins in its settlement flow for years, before the trend caught onThe compliance and jurisdictional realities of building stablecoin infrastructure responsibly across AfricaSpecial thanks to our PartnersSend money to your loved ones. You should try Sendwave! Use our code TENI0 to get a £10.00 credit towards your first transfer: https://try.sendwave.com/kjap/3gju22hSupercharge your media with AI thanks to Castmagic: https://www.castmagic.io/?via=adrian-danielsWant to start your own podcast? We recommend Buzzsprout!: https://www.buzzsprout.com/?referrer_id=957388Connect with UsWebsite: https://thesoundofaccra.comYouTube: https://www.youtube.com/@thesoundofaccrapodcastSocial Media: https://linktr.ee/thesoundofaccrapod📧 ContactEmail: info[at]thesoundofaccra.com🔗 Connect with Adrian👥 Linkedin: https://www.linkedin.com/in/danielsadrian/🎙 About the PodcastThe Sound of Accra Podcast was established six years ago by Adrian Daniels in January 2020, on the back of running networking events in Accra and launching a failed online platform for Ghanaian tourists, visitors and business people. The mission is to showcase Global Ghanaian Excellence by spotlighting top Ghanaian leaders, founders and executives from the Global Ghanaian Community.This episode is essential listening for fintech builders, payments professionals, investors and anyone trying to understand where Africa's digital money story is really headed next.