Modelos de puntuación FICO: las 3 mejores versiones en 2023

from The Credit Pros Podcast · host The Credit Pros

FICO es el principal modelo de puntuación crediticia utilizado por más del 90% de los prestamistas. Los puntajes varían de 300 a 900 y son calculados por cinco factores clave. Existen varias versiones de FICO, siendo FICO 8 la más común, mientras que FICO 10 y 10T se especializan en datos de tendencias. Es importante distinguir que todos los puntajes FICO son puntajes crediticios, pero no todos los puntajes crediticios son FICO.

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This episode was published on July 25, 2025.

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