Money and Me: Million-Dollar CPF Moves in a New Retirement Era episode artwork

EPISODE · Jan 22, 2026 · 23 MIN

Money and Me: Million-Dollar CPF Moves in a New Retirement Era

from Your Money with Michelle Martin · host MONEY FM 89.3

Is leaving your CPF alone the safest option in 2026 or are there smarter moves for more than 2.5%  interest? As Singapore’s retirement rules shift, what do you need to know about the moves that you can make for greater savings and smaller tax bills. With new dollar-for-dollar government matching schemes, the roadmap to retirement offers new possibilities regardless of paycheck size. We break down how the RSTU, MRSS and the newly launched MMSS actually work - and who benefits most. From withdrawal rules at 55 to whether CPF LIFE truly delivers a paycheck for life, we tackle listeners’ most pressing questions. We also explore how to prioritise top-ups for yourself versus your parents, and where spare cash should go now that SA rules have changed. A practical, clear-eyed guide to building retirement income with confidence - hosted by Michelle Martin with guest Boo Chiang Tat, Manager, Retirement Savings Department, CPF Board.See omnystudio.com/listener for privacy information.

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Money and Me: Million-Dollar CPF Moves in a New Retirement Era

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How long is this episode of Your Money with Michelle Martin?

This episode is 23 minutes long.

When was this Your Money with Michelle Martin episode published?

This episode was published on January 22, 2026.

What is this episode about?

Is leaving your CPF alone the safest option in 2026 or are there smarter moves for more than 2.5%  interest? As Singapore’s retirement rules shift, what do you need to know about the moves that you can make for greater savings and smaller tax bills....

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