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Money and Me: Should You Lock in CPF’s 4% Rate? episode artwork

EPISODE · Jun 20, 2025 · 19 MIN

Money and Me: Should You Lock in CPF’s 4% Rate?

from Your Money with Michelle Martin · host MONEY FM 89.3

Is your CPF money working hard enough for your future? Michelle Martin finds out what the 4% SMRA rate really means for your retirement goals. Christopher Tan, CEO of Providend, breaks down how this rate is calculated and what it means in today’s market. Should you transfer funds from your Ordinary Account to your Special Account now?  How do CPF options compare with SSBs, T-bills, and fixed deposits?See omnystudio.com/listener for privacy information.

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Money and Me: Should You Lock in CPF’s 4% Rate?

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Frequently Asked Questions

How long is this episode of Your Money with Michelle Martin?

This episode is 19 minutes long.

When was this Your Money with Michelle Martin episode published?

This episode was published on June 20, 2025.

What is this episode about?

Is your CPF money working hard enough for your future? Michelle Martin finds out what the 4% SMRA rate really means for your retirement goals. Christopher Tan, CEO of Providend, breaks down how this rate is calculated and what it means in today’s...

Can I download this Your Money with Michelle Martin episode?

Yes, you can download this episode by clicking the download button on the episode player, or subscribe to the podcast in your preferred podcast app for automatic downloads.
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