Money and Me: Stop Letting Your SRS Sleep - How ETFs Turn Tax Relief into Real Returns episode artwork

EPISODE · Feb 5, 2026 · 25 MIN

Money and Me: Stop Letting Your SRS Sleep - How ETFs Turn Tax Relief into Real Returns

from Your Money with Michelle Martin · host MONEY FM 89.3

Many Singaporeans treat SRS as a “set it and forget it” tax tool, leaving cash idle at 0.05% while inflation does the damage. Hosted by Michelle Martin, this episode explores why investors are waking up - with ETF holdings in SRS accounts surging 380% to over S$800 million. We break down how SGX-listed ETFs can transform SRS from dormant savings into a long-term growth engine. From local STI anchors to global equity, bond, REIT and gold ETFs, we unpack what SRS investors are actually buying. Founder of TimTalksMoney, Tim Phillips, dives into popular choices with investors and takes us beyond the ETF wrappers for choices for someone looking to China, US and even gold! Plus, practical steps for anyone with idle SRS cash who wants to start investing confidently in 2026 and beyondSee omnystudio.com/listener for privacy information.

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Money and Me: Stop Letting Your SRS Sleep - How ETFs Turn Tax Relief into Real Returns

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How long is this episode of Your Money with Michelle Martin?

This episode is 25 minutes long.

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This episode was published on February 5, 2026.

What is this episode about?

Many Singaporeans treat SRS as a “set it and forget it” tax tool, leaving cash idle at 0.05% while inflation does the damage. Hosted by Michelle Martin, this episode explores why investors are waking up - with ETF holdings in SRS accounts surging...

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