Money & Mindset Series - Why your savings isn't growing even with automatic transfers:

In this episode, Sarah Jones dives deep into the art of saving money intentionally and effectively. If you’ve ever set up automatic transfers but still struggle to see your savings grow, this episode is for you! Learn how to save from a place of abundance—not fear—and create a customized savings system that aligns with your cash flow and life goals. Discover the power of a Peace of Mind Fund for urgent expenses and sinking funds for your specific financial goals like vacations, car repairs, and property taxes.Sarah shares real client success stories of transforming finances without increasing income, plus practical tips on how to plan your savings ahead of time, avoid common pitfalls, and build confidence in your money management. Whether you’re new to saving or stuck in a scarcity mindset, this episode will help you create a sustainable savings plan that brings freedom, peace, and financial confidence.What You’ll Learn:Why saving “what’s left over” doesn’t work and how to flip the scriptHow to align your savings with your pay periods and cash flow for maximum impactThe difference between a Peace of Mind Fund and sinking funds—and why you need bothPractical steps to set up multiple savings buckets in high-yield accountsHow to overcome fear and scarcity mindset around savingsReal-life client stories showing how intentional saving leads to financial freedomTips for tracking and managing your savings without stress or overwhelmTimestamps:00:00 – Introduction: Why your savings might not be growing04:15 – Saving from abundance vs. fear: Changing your money mindset08:30 – When and how to save: Aligning with your cash flow12:45 – Peace of Mind Fund explained: Your financial safety net16:20 – Sinking funds: Saving for specific goals without stress20:10 – Client success story: Achieving goals without increasing income24:00 – Practical tips for setting up your savings buckets28:30 – Overcoming emotional blocks to saving32:00 – Final thoughts: Building confidence and peace with your moneyAbout Your Host:Sarah Jones is a financial coach passionate about helping people build custom money plans that align with their values. With over a decade of experience guiding clients to live debt-free, save intentionally, and spend joyfully, Sarah’s approach is simple, no-judgment, and designed for real life. She’s a full-time RVer, sourdough baker, and lover of houseplants who believes everyone deserves financial peace of mind and freedom.Ready to take your first step?Book your FREE call with Sarah to create a custom money plan that fits your life and goals:👉 Schedule your free call todayConnect with Sarah and keep the conversation going:Instagram: @KeepingUpWithTheJonesesFCFacebook: Sarah JonesWebsite: Traveling Towards WealthSubscribe and review the podcast wherever you listen to podcasts - your support helps others find the show and join our journey!