Money As a Tool: How to Rewrite Your Story and Build Wealth with Candius Stearns

Send a textToday Barbie and Janae sit down with Candius Stearns—lifelong entrepreneur, co-author of Real Women in Real Estate, and LP/GP across large-scale real estate deals—to talk about rewriting our money stories and building real wealth that compounds over time.In this episode:Growing up on a Michigan dairy farm & the early money messages many women shareWhy money is a tool (not “good” or “bad”)—and how to unlearn scarcityThe “know your numbers” non-negotiable: P&L, KPIs, ROI (don’t outsource your power)Candius’ Four Pillars: mindset & goals • investments • relationships • healthBeginner steps to invest (even with small dollars and fractional options)Cash flow vs. growth vs. tax strategies—choosing based on the job you want money to doThe #1 lesson: Don’t confuse income with wealth (assets vs. liabilities)Habits that keep you in frequency: prayer, meditation, communication, coaching/mentorsListener Takeaways:Set a clear vision for what the money is for (cash flow, growth, tax advantages).Start now with small, consistent amounts—avoid “store and wait” traps.Review an Assets vs. Liabilities list monthly to stay focused on wealth.Consider guidance: mentors, coaches, and community conversations matter.Featured Guest: Candius Stearns — Entrepreneur, investor, consultant to executives and business owners.  Candius is a 30-year entrepreneur and business owner based in Detroit. After successfully building an insurance agency and third-party administration business, she expanded into real estate investing and became a general partner in a half-billion-dollar real estate syndication. Today, she leads Stearns HR, an HR and health insurance firm that helps employers stay compliant and competitive, and Stearns Capital, a consulting firm serving family offices and ultra-high-net-worth investors. Her work is rooted in Midwestern values, Greek Orthodox faith, and the experience of raising two sons while building multiple businesses. Candius is passionate about simplifying money and business so families and owners can protect what matters most—legacy, people, and wealth.🌐 Visit Candius: https://www.stearnscap.com 💫 Love what you heard? Don’t forget to follow the show, leave a review, and share this episode with a friend who’s ready to grow her wealth! 📲 Follow us for more tips, stories, and real talk. 💌 Got questions or a story to share? Reach out anytime—we’d love to hear from you. 🔗 Links & Resources 💻 Visit us at HudsonLewisGroup.com 📺 Watch on YouTube: @HerFinancialFrequency 📸 Follow us on Instagram: @herfinancialfrequency_podcast📘 Connect with us on Facebook: Her Financial Frequency 🎧 Your financial frequency is rising. Stay curious, stay empowered. 🎶 Credits: Intro/Outro Music: “Birds” by Corbyn Kites Produced & Edited by Krissi Burdette Hosts: Barbie Bowen, Janae Rapps, E Guenthner Disclaimer: This content is for education only and not financial advice. Consult your own professional(s) before making investment decisions.