EPISODE · Mar 31, 2026 · 9 MIN
Money Chats - Ep 43
from Sam Black Sessions · host Sam Black
Sam Black is joined by Brendan Lowridge for a deep dive into what’s really happening with interest rates, inflation, and buyer sentiment right now. They unpack the RBA’s recent rate moves, why the market has shifted so quickly in just a couple of weeks, and how government spending and global conflict are feeding into the uncertainty. Brendan breaks down why modelling your repayments at different rate scenarios is the smartest thing you can do right now instead of sitting on the sidelines paralysed by fear. They also get into why construction costs aren’t coming down anytime soon, what that means for housing supply at the entry level, and why the buyers who moved during the last period of uncertainty came out on top. If you’re a first home buyer or investor wondering whether now is the right time to act, this one’s for you.
What this episode covers
Sam Black is joined by Brendan Lowridge for a deep dive into what’s really happening with interest rates, inflation, and buyer sentiment right now. They unpack the RBA’s recent rate moves, why the market has shifted so quickly in just a couple of weeks, and how government spending and global conflict are feeding into the uncertainty. Brendan breaks down why modelling your repayments at different rate scenarios is the smartest thing you can do right now instead of sitting on the sidelines paralysed by fear. They also get into why construction costs aren’t coming down anytime soon, what that means for housing supply at the entry level, and why the buyers who moved during the last period of uncertainty came out on top. If you’re a first home buyer or investor wondering whether now is the right time to act, this one’s for you.
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Money Chats - Ep 43
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