EPISODE · Apr 29, 2026 · 16 MIN
Money Chats Ep 44
from Sam Black Sessions · host Sam Black
This episode, we unpack the real side of construction finance — the wins, the risks, and where deals can fall over.We dive into:• Why valuations can make or break your project• The biggest mistake first-time developers make (going too early)• Fixed price vs cost-plus contracts — what actually works• How cost overruns happen (and why you NEED buffers)• What banks are really looking for — and why it’s not just red tape• How rising build costs are impacting feasibility right nowKey takeaway — construction finance isn’t just about getting approved… it’s about timing it right, structuring it properly, and making sure you’ve got enough buffer to get the deal to the finish line.
What this episode covers
This episode, we unpack the real side of construction finance — the wins, the risks, and where deals can fall over.We dive into:• Why valuations can make or break your project• The biggest mistake first-time developers make (going too early)• Fixed price vs cost-plus contracts — what actually works• How cost overruns happen (and why you NEED buffers)• What banks are really looking for — and why it’s not just red tape• How rising build costs are impacting feasibility right nowKey takeaway — construction finance isn’t just about getting approved… it’s about timing it right, structuring it properly, and making sure you’ve got enough buffer to get the deal to the finish line.
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Money Chats Ep 44
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